About Debtsolver and our services

Free debt advice - help solve financial problems
Write off up to 70% your debts legally, obtain professional debt advice free from one of the UKs largest debt management specialists. Apply on-line for a free information pack

About Debtsolver - Bankruptcy and IVA Advice
Debtsolver are a regulated company and part of the Accuma Group Plc.

Debtsolver Debt Advice Online Application Form
Debtsolver debt help and advice online application form.

IVA Advice (Individual Voluntary Arrangement)
Discover how an IVA can help solve money problems by writing off your debt and reducing monthly payments.

Information on Debt Consolidation
Debt consolidation allows you to make a clean start, converting your existing commitments into a single loan payment. Debtsolver will review your financial circumstances to make sure that a consolidation loan is the best option for you.

How we can help you - Consolidation Loan
A consolidation loan may be a solution to reduce your monthly outgoings, thereby helping to relieve the burden of increasing debt.

IVA Debt Management - Customer Testimonials
Testimonials from people whom Debtsolver helped with their debt management problems.

Debt Payments Reduced and Debt Written off
Debtsolver clients who had their debt repayments reduced and part of their debt writen off with an IVA.

IVA Questions
Frequently Asked Questions of Debtsolver on debt problems.

Contact Debtsolver in London and Cardiff UK
Contact information for Debtsolver who are based in the UK.

Debtsolver's Free Call-back Service.
Leave your contact details and Debtsolver will call you back.

IVA and Debt Problems and How We Can Help
An IVA or Individual Voluntary Arrangement can help get a large part of your debt written off.

Debt Management in the UK
Debt management is a course of action where a reduction in repayment amount and or interest charges is negotiated with unsecured creditors, when you are no longer able to meet your repayment requirements.

Debt Problems in the UK
There is a growing debt problem in the Uk caused mainly by a credit boom during the 1990s.

Debtsolver Sitemap
A list of all the key pages from the Debtsolver web site. Exaplining What is an IVA?

IVA Information and Advice on the IVA Procedure
Debtsolver have made a IVA information and advice resource for people facing debt problems.

Bankruptcy Advice
Some help and advice on bankruptcy and bankruptcy proceedings.

What is a Debt Management Plan?
Find out how a debt management plan works for low levels of debt.

IVA Information and Advice on the IVA Procedure
Debtsolver have made a IVA information and advice resource for people facing debt problems.

Debt Problems and Solutions
Some examples of different solutions to people's debt problems.

Iva

Debtsolver - IVA Debt Advice Wizard Step 1 of 3
When you're in debt, it can seem like the end of the world. You don't know where or who to turn to for professional advice, based on your individual circumstances. That's where Debtsolver comes in. We're different.

IVA Resource

IVA UK - brief guide on the benefits
An explanation of the IVA or Individual Voluntary Arrangement. An IVA may be the best option when you are struggling to cope with unsecured debts to such an extent that you cannot afford your monthly repayments.

IVA advice - help to understand the procedure
Help with the standard processes involved in the setting up of an IVA.

IVA uk and bankruptcy. Advantages and Disadvantages
Advantages and disadvantages of an IVA compared with bankruptcy. A brief guide to see if an IVA will be of greater benefit to your circumstance instead of bankruptcy

IVA UK - frequently asked questions
Frequently asked questions about IVAs or Individual Voluntary Arrangement. An IVA may be the best option when you are struggling to cope with unsecured debts to such an extent that you cannot afford your monthly repayments.

IVA UK Debt Definitions
Some commonly used IVA definitions and debt related terms are explained here.

Debt Consolidation

What is debt consolidation?
Debtsolver explain the debt consolidation process and how it can help people with debt problems.

Why Take Out a Debt Consolidation Loan?
Some reasons on why people take out a debt consolidation loan and how consolidating debts can help.

Debt Consolidation Information
Find out how debt consolidation can help some people who are struggling with debts.

Debt Consolidation Resource
Find out about the basics of debt consolidation in our information pack.

Debt Consolidation Glossary
Some commonly used terms in debt consolidation are defined and explained here.

IVA Debt Advice

IVA & Debt Consolidation Advice

IVA & Debt Consolidation Advice

09

Credit card fees set to rise

Student loan interest reaches 4.8% for 2008

Citizens Advice - Debt problems hit all time high

UK mortgages could "rise significantly"

IVA Debt Advice: Better advice needed to tackle debt

IVA Debt Advice: Credit Card Companies Increase Rates

IVA Debt Advice: Debt to grow among pensioners

IVA Debt Advice: Good debt management may be student lifeline

IVA Debt Advice: Students advised on preventing unmanageable debt

IVA Debt Advice: Rising tax and debt leaves young at risk

IVA Debt Advice: Half of saved money is debt in disguise

IVA Debt Advice: Is PPI best method of debt management?

IVA Debt Advice: Student drop-outs need better debt management

IVA Debt Advice: Popularity of IVA grows and Even Teenagers are Acquiring Them

IVA Debt Advice: Advertising may be to blame for IVA increase

IVA Debt Advice: 20% of English Population on Verge of Bankruptcy

IVA Debt Advice: The Government to allow easy access to Individual Voluntary Arrangements (IVA)

IVA Debt Advice: Why You Shouldn’t Pile Debt on Your Mortgage

IVA Debt Advice: 4 out of 5 Women in their twenties Spend more than They Earn

IVA Debt Advice: It is getting Harder and Harder to get a Loan

07

Student Debt Soaring at an Alarming Rate

IVA Debt Advice: Student debt highlights debt consolidation need

UK at the Top of the Debt League at £1 Trillion

IVA Debt Advice: Affordability problems highlight debt consolidation need

Bankrupt Britain Faces Mountains of Debt

IVA Debt Advice: Debtsolver Add New Debt Consolidation Resource

Carers in Northern Ireland Face Debt and Ill Health

Sharp Increase in the Number of UK Citizens Going Bankrupt

IVA Debt Advice: Graduates' jobs highlight debt consolidation need

IVA Debt Advice: Debt consolidation needed to tackle £3bn overdrawn

IVA Debt Advice: Bank warning highlights debt consolidation need

IVA Debt Advice: Debtsolver announces new IVA resource

IVA Debt Advice: CML confident Hips won't harm home owner loans

03

IVA Debt Advice: Why are so many students in the UK going bankrupt?

IVA Debt Advice: Bad Debts Hurt Lloyds TSB Profits

IVA Debt Advice: Debt Problems on the Increase for Older Brits

IVA Debt Advice: How Banks Are Dealing with Credit Card Debt

IVA Debt Advice: Debt 'needs addressed urgently'

IVA Debt Advice: Debt crisis – what crisis?

IVA Debt Advice: Lloyds TSB settles ‘excessive penalty charge’ court case.

IVA Debt Advice: UK consumers lose £65 billion a year because of poor money management

IVA Debt Advice: Competition Commission Gets Tough on Store Credit Cards.

IVA Debt Advice: Effects of Bad Debt on the Banks

IVA Debt Advice: Reductions Seen in UK Insolvencies

IVA Debt Advice: Financial Stress in the UK is Worse in the North

IVA Debt Advice: Debt Problems on the Increase

IVA Debt Advice: UK Banks Expected to Report Increased Profits

08

IVA Debt Advice: Debt prevents graduates buying homes

IVA Debt Advice: IVA’s Can help You Regain Financial Control Over Your Life

IVA Debt Advice: UK consumers curb card spending

IVA Debt Advice: Almost 10% of All Adults in England and Wales have County Court Judgments against them

IVA Debt Advice: Degree costs could push students into debt

IVA Debt Advice: First time buyers may get into debt from massive outlay

IVA Debt Advice: Record number of insolvencies in the UK

IVA Debt Advice: Bank rates rise to 4.75%

IVA Debt Advice: People on benefits no longer eligible for an IVA

IVA Debt Advice: How to Get out of Debt

06

IVA Debt Advice: UK graduates struggle with debt

IVA Debt Advice: Debt Experts Fearful Over Increase in Number of Court Cases

IVA Debt Advice: Lenders Taking Advantage of Debtors

IVA Debt Advice: Debt consolidation loans needed to avoid bankruptcy

IVA Debt Advice: IVA Firms Agree to Revisions in Fee Structures

IVA Debt Advice: New Law Causes Concerns for Debtors

IVA Debt Advice: Boom in Insolvencies Blamed on IVA Factories

IVA Debt Advice: Bankruptcy or IVA – Which Should You Choose?

IVA Debt Advice: Debt and Savings Divide North and South

IVA Debt Advice: Interest rate increase 'will lead to more debt'

IVA Debt Advice: Brits urged to think about their debt

IVA Debt Advice: Debt consolidation loans to reduce pay-off time

IVA Debt Advice: Advertised secured loans rates often misleading

IVA Debt Advice: Secured loans as zero per cent deals disappear

IVA Debt Advice: Citizens Advice Service gets more resources to fight debt problems

IVA Debt Advice: UK’s "extreme debt" problems worsen

IVA Debt Advice: Banks Are “at Fault” for High Debt Levels

02

IVA Debt Advice: Students Increasingly Nonchalant About Debt

IVA Debt Advice: Are IVA’s Suitable for Benefit Claimants?

IVA Debt Advice: UK Workers “Taking Second Jobs”

IVA Debt Advice: Pensioner Debt in the Spotlight.

IVA Debt Advice: Debt Doesn’t Necessarily Break Hearts.

IVA Debt Advice: Be Wary of Paying Upfront for a Loan

IVA Debt Advice: Barclaycard to Turn the Screw on Credit Card Customers?

IVA Debt Advice: Credit Card Companies in the Dock Again.

IVA Debt Advice: Steep Increase in UK Bankruptcies.

IVA Debt Advice: Handling Debt Problems

IVA Debt Advice: Teenagers Need to Learn Responsible Spending

IVA Debt Advice: UK Shoppers Prefer Cards for Christmas Shopping

10

IVA Debt Advice: According to a New Report – Debt for UK Citizens Double European Average

IVA Debt Advice: Credit card borrowing 'drops dramatically'

IVA Debt Advice: Many young people 'fear debt'

IVA Debt Advice: People in debt find a loan can help them to re-organise their finances

IVA Debt Advice: Debt-ridden parents 'want children to save'

IVA Debt Advice: The Debt Counsellors produce 'The IVA Report'

IVA Debt Advice: Only Lenders to Blame for their “Bad debt”

IVA Debt Advice: Debtors 'encouraged into IVAs'

IVA Debt Advice: Analysis of Two New Research Reports on Impact of “Plastic Spending” on Debt

IVA Debt Advice: The UK Government to bring in 500 Debt Advisors to help improve Debt Situation

IVA Debt Advice: 1 in 5 of those who file for Bankruptcy under 30

IVA Debt Advice: Free IVA guide set up

11

IVA Debt Advice: Debt Management in the UK

IVA Debt Advice: Bank predicts 40% insolvency increase

IVA Debt Advice: Number of Bankruptcies to Continue to Rise

IVA Debt Advice: Small sacrifices could help reduce debt

IVA Debt Advice: New Concerns About Debt and the UK Housing Market

IVA Debt Advice: Debt doomsday 'is coming'

IVA Debt Advice: Hampshire town struggles with debt

IVA Debt Advice: 'Insolvency factories' the only winners in IVA boom

IVA Debt Advice: 'Over a fifth' of Brits to make debt resolutions

IVA Debt Advice: Property Boom only adds to Debt Problems

IVA Debt Advice: Number of Insolvencies to hit Record Levels

IVA Debt Advice: Number of Insolvencies has Increased by 55%

IVA Debt Advice: General Information Regarding Increase in Insolvencies

IVA Debt Advice: Debt Firms Continue to Increase Profits as Insolvency Numbers continue to Rise

IVA Debt Advice: Number of Insolvencies Break Previous Records

IVA Debt Advice: 'Outwardly wealthy' town worst for IVAs

IVA Debt Advice: Christmas 2005 Sales Expected to Fall

IVA Debt Advice: New UK Pension Plans to be Unveiled

IVA Debt Advice: Proposed Changes to Bankruptcy Law in Scotland

IVA Debt Advice: Review of the Week’s Financial Information

IVA Debt Advice: Credit Card Issuers to Restart Charging Annual Fee

IVA Debt Advice: Controversy over UK Student Debt Research

IVA Debt Advice: Debt and Retirement

IVA Debt Advice: “Live Now Pay Later” attitude Blamed for Increased Debt”

IVA Debt Advice: Banks Still Upset with growth of IVAs

IVA Debt Advice: Bankruptcies Hit New Record

IVA Debt Advice: The Growing Debt Problem for under 25’s in the UK

IVA Debt Advice: “Binge Debt” Major Problem for UK Women

IVA Debt Advice: UK Banks Relax Mortage Rules

IVA Debt Advice: Debt Consolidation – What it is and how it works

05

IVA Debt Advice: Alerts for Store Credit Card Customers

IVA Debt Advice: Public urged to consider their debt

IVA Debt Advice: Personal debt in the UK becomes a political issue

IVA Debt Advice: Bankruptcy levels in the UK soar

IVA Debt Advice: Bad debt risk for unmarried couples

IVA Debt Advice: House price growth to surpass predictions

IVA Debt Advice: Overspending Causes Financial Trouble for Brits

IVA Debt Advice: Financial Errors that Create Debt

IVA Debt Advice: Bank Profits Rise in Spite of Bad Debts

IVA Debt Advice: Financial Behavior Mirrors That of Soap Operas

IVA Debt Advice: Increase in IVAs Is Projected

IVA Debt Advice: IVAs – the New Face of Debt That Masks an Age-Old Truth

IVA Debt Advice: Number of Personal Insolvencies Declining

IVA Debt Advice: Store Cards Must Post Warning

01

IVA Debt Advice: Tips to help you stay out of debt

IVA Debt Advice: UK Callers Flood Debt Helplines

IVA Debt Advice: Being Single is Bad for Your Wealth

IVA Debt Advice: One in Five Pay Loan Penalty Fees

IVA Debt Advice: New Finance Education Courses for UK Schoolchildren

IVA Debt Advice: Drop in UK Consumer Confidence

IVA Debt Advice: ASDA Offers to Pay for Credit Card Checks

IVA Debt Advice: Last Minute UK Christmas Spending Boom

IVA Debt Advice: Christmas Overspending to Drive Thousands further into Debt

IVA Debt Advice: Personal Insolvency Levels Rise to New Heights as Britons continue to spend

IVA Debt Advice: Record Number of Bad Debts Written of in 2006

12

IVA Debt Advice: The Individual Voluntary Agreement (IVA) as an Alternative to Bankruptcy

IVA Debt Advice: Christmas Borrowing – Difficult for Some

IVA Debt Advice: Your Rights when a Bailiff Visits

IVA Debt Advice: Store Cards Rip-Off

IVA Debt Advice: New Bank of England Report Shows More People Struggle with Cost of Mortgages

IVA Debt Advice: Now is the Best Time to take a GCSE in being solvent

IVA Debt Advice: The Cause for Bad Debt among Young Adults Today? Peer Pressure.

IVA Debt Advice: Government Ignores Bank’s Claims for Stricter Regulations on IVAs

IVA Debt Advice: Citizen’s Advice, Debt Chairity, Gets Influx of New Customers

IVA Debt Advice: 'Record amounts' of IVAs expected in coming months

IVA Debt Advice: A leading IVA debt advice company reports Increased Profits

IVA Debt Advice: OFT to Investigate Debt Insurance

IVA Debt Advice: Demand for Credit Card Borrowing Slumps

IVA Debt Advice: Rising Level of Bankruptcies amongst Women

IVA Debt Advice: Debt Collectors Facing Clampdown

04

IVA Debt Advice: Interest rates remain unchanged yet again.

IVA Debt Advice: IVA growth causes concern.

IVA Debt Advice: Choosing Between Bankruptcy and an IVA

IVA Debt Advice: Equity Loans on the Increase in the United Kingdom

IVA Debt Advice: Divorce Causes Problems Following Debt Consolidation Loans

IVA Debt Advice: Debt Consolidation Becoming a Way of Life for UK Retirees

IVA Debt Advice: Money Issues Still Confuse Young People

IVA Debt Advice: New Law Puts Debtors at Risk

IVA Debt Advice: 2 million people in UK have 5 figure debts.

IVA Debt Advice: EU competition commission takes on the credit card lenders.

IVA Debt Advice: Millions of Brits stay overdrawn

IVA Debt Advice: UK Loan companies must reduce their charges.

IVA Debt Advice: Lloyds Cards No Longer Free