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Frank owed £39,301...He's now paying £370 a month instead of £900.

Julie owed £26,550...She's now paying £226 a month instead of £630.

Mr Roberts owed £15,407...He's now paying £150 a month instead of £560.

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Student loan interest reaches 4.8% for 2008

The Student Loans Company has calculated the 2008 fixed interest on all active student loans in the UK.

The regulatory body collects former students repayments through the tax system at 9% of any earnings above £15,000.

The loan interest is based upon the March retail price index, which reached 4.8% this year in the UK.

The rise from 2.4% means that UK students will shoulder a further £500 Million on top of the existing debt (£19 billion in 2005-06).

The UK student debt figure grows, on average, by £3 billion a year. A figure compounded by the introduction of 'top-up fees' which increase each individual student's debt by roughly £3000 a year.

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